HDFC Bank Personal Loans allow consumers to compare the key features of loans offered by leading lenders and then apply for the best possible loan based on their credit profile. We have also entered into exclusive partnerships with various banks and NBFCs to offer pre-approved/pre-qualified personal loans with thorough digital processing and instant disbursement.The final interest rates offered to the loan applicant depend on the credit score of the loan applicant, monthly income, job profile, employer profile, etc.